Too cold to ride...what to do?

Ok perhaps I am wimping out, but I have no desire to ride today due to the unexpected cold and windy day outside.  Yes I have cold weather cycling gear.  Yes I know Cheeseheads who ride in significantly negative temperatures (don't ask me how I know what went on at Trek years ago, and probably still goes on today!)  But at 34*F with steady 24mph winds, I just don't want to go out in it, no matter